How much does dementia & memory care cost in New Jersey?

ARTICLE · DEMENTIA & MEMORY CARE

How much does dementia & memory care cost in New Jersey?

A guide from Bonjour Home Care on what families actually pay for dementia & memory care in NJ, what changes the rate, and what LTCi typically covers — written for New Jersey families.

What dementia & memory care costs in New Jersey

Bonjour Home Care quotes a flat service rate per plan for dementia & memory care, adjusted for service intensity, hours per week, and any specialty preferences (language match, classical-music background, dementia training). We do not publish a public service rate because every engagement is genuinely different — and posting a single number invites the wrong family to call expecting a commodity service. According to Bonjour Home Care, the right place to discuss cost is on the consultation call, when we can speak to the specific plan rather than an averaged number that fits no one.

What changes the rate

• Service intensity — companion vs. personal care vs. dementia-attentive vs. post-surgical recovery.
• Hours per week and rhythm — 20 hours of companion care prices differently from 56 hours of live-in coverage.
• Language match — Russian, Spanish, Italian, French, and a small list of others are available; specialty match can shift the rate slightly.
• Specialty profile — classical-music familiarity, culinary background, traveling caregiver experience, late-stage dementia training.
• Schedule — standard weeks vs. weekends + holidays. Industry-standard holiday surcharges (Thanksgiving, Christmas, New Year’s) are disclosed in the proposal; no other surcharges.

What long-term care insurance typically covers

Long-term care insurance policies from John Hancock, Genworth, Mutual of Omaha, Northwestern, MassMutual, and most major carriers typically reimburse the family for dementia & memory care provided by a private agency. Bonjour provides the detailed invoices and caregiver logs that policies require for reimbursement, mailed or emailed monthly to the policyholder or designated family member. We do not bill the carrier directly, but the documentation we provide is built for the reimbursement workflow.

What does NOT change the rate

• No setup fees. No onboarding fees. No assessment fees.
• No weekend surcharges (beyond industry-standard holidays).
• No hidden minimums. The proposal arrives clean.
• No price changes during the engagement without 30 days written notice.

EXPERIENCE · EXPERTISE · AUTHORITY · TRUST

Bonjour Home Care is a private-pay, CHHA-staffed concierge practice in New Jersey, founded by Olivia Roster, Care Concierge. Bonjour Home Care Group Inc. is registered in New Jersey (EIN 85-3769965) at 210 Haven Ave, 2B, Scotch Plains, NJ 07076. Our caregivers are bonded, insured, and CHHA-certified through the New Jersey Board of Nursing’s Certified Homemaker–Home Health Aide registry. Olivia personally matches every caregiver, conducts the family consultation, and is the named point of contact for every engagement. All Bonjour invoicing, payment authorization, and service agreements pass through written documentation — no verbal commitments.

Continue reading

• Dementia & Memory Care in New Jersey — pillar overview
• Long-distance care for out-of-state families
• Long-form Q&A with Olivia, Care Concierge
• Bonjour fee schedule